DanHana vs CardPointers
CardPointers is the best-known card optimizer, and the closest to DanHana on features. The two differ most on price, platform, and what each automates.
The short answer
DanHana is the better pick if you want a lower price ($60/yr vs $99.99/yr), a web app with no install, Korean support, renewal analysis, and a household wallet — plus location-based search results that pair the recommended card with its offers in one split card, linked straight to the issuer site. CardPointers is the better pick if you want lock-screen and Apple Watch AutoPilot prompts, AR store lookup, and automatic offer enrollment across six issuers.
Side by side
| DanHana | CardPointers | |
|---|---|---|
| Price (paid) | $6/mo or $60/yr | $99.99/yr (free trial available) |
| Free tier | Up to 3 cards, best-card recommendations, store search, on-site expiry alerts, and a monthly missed-money total | $0 — limited to 1 of each card type, 1 location reminder, and full-redemption-only offer tracking |
| Wallet limit | Free: 3 cards. Premium: unlimited | Free: 1 of each card type |
| Best-card search | 20 spend categories and 150+ merchants, ranked from your own wallet. Search where you are paying — or tap the location button and the store name fills in — and each result is a split card: the recommended card on one half, its offers on the other, with a direct link to the issuer site. Merchants with live valid offers become searchable too. | Unlimited Best Card Wizard searches, nearby-store lookup, and AR store lookup |
| Offers | Auto-collected weekly (Mondays) from published lists (Chase/Citi automatic, Amex hand-curated) and auto-published on the member-only /offers page with no admin approval, plus shown in the /app search result card's 'Card offers' section with a direct issuer link when the offer has a URL. New offers appear only as issuers publish them. Enrollment happens on the issuer's site. | Auto-Add offers from Amex, Chase, Bank of America, Citi, Wells Fargo, and U.S. Bank, plus in-app offer syncing |
| Expiry alerts | On-site alerts 7 days before expiry for all members; email alerts are Premium | Offer expiry reminders and annual fee reminders |
| Renewal analysis | Premium: checked-off credits and points value vs the annual fee, with a keep, downgrade, or cancel verdict | Value-at-renewal view (Plus) |
| Household | One spouse or partner's Premium covers both | Multiple profiles for self, partner, and family (Plus) |
| 5/24 tracker | Application strategy tracker including Chase 5/24 (Premium) | 5/24 status tracking (Plus) |
| Platforms | Web app (PWA) — no install needed | iPhone, iPad, Android, Apple Watch, CarPlay, widgets, and Siri |
| Bank login | Never asked — only the last 4 digits of your cards | Check the vendor's site |
Frequently asked questions
Is CardPointers free?
Yes, with limits: $0 covers 1 of each card type, 1 location reminder, and offer tracking for full redemptions only. DanHana's free tier covers up to 3 cards with recommendations, store search, on-site expiry alerts, and a monthly missed-money total.
What does CardPointers+ cost?
CardPointers+ is $99.99 per year, with a free trial. DanHana Premium is $6 per month or $60 per year.
Does DanHana need an app install?
No. DanHana is a web app (PWA) that works in your browser; you can add it to your home screen if you like. CardPointers runs on iPhone, iPad, Android, Apple Watch, and CarPlay.
Which tracks expiring credits better?
Both track expirations. CardPointers sends offer expiry reminders and annual fee reminders. DanHana sends on-site alerts 7 days before a credit expires (all members), email alerts for Premium members, and a renewal analysis that weighs the credits and points you actually used against the annual fee.
Can I use both?
Yes. Nothing stops you from using DanHana for web-based search and renewal analysis alongside CardPointers for lock-screen prompts and AR lookup.
Which is cheaper over 2 years?
CardPointers+ costs $199.98 over 2 years. DanHana Premium costs $120 on the yearly plan or $144 on the monthly plan. Both free tiers cost $0.
DanHana is not affiliated with CardPointers, MaxRewards, or Kudos.
Sources
Prices and features verified October 2026 — check the vendor's site for current terms.