Best card for Amazon
Amazon Prime Visa and Amazon Store Card (Prime Store Card) tie at 5.00% -- the same math. For most people, Amazon Prime Visa is the pick because it works everywhere, not just at Amazon. On $100, that is about $5.00 back (estimate).
Amazon is where a large share of everyday spending lands, and it has its own 5% cards -- so the gap between the right card and a random one is unusually large.
Best card · Amazon
Amazon Prime Visa
5x × 1¢ = 5.00%
On $100, that is about $5.00 back (estimate).
Annual fee: $0.
Its 5% rate assumes Prime membership (catalog note: "best with Prime membership").
Tied at the top: Amazon Prime Visa and Amazon Store Card (Prime Store Card).
Top 3 compared
| Card | Earn math | Estimated return | Annual fee | Foreign transaction fee |
|---|---|---|---|---|
| Amazon Prime VisaIts 5% rate assumes Prime membership (catalog note: "best with Prime membership"). | 5x × 1¢ | 5.00% | $0 | None |
| Amazon Store Card (Prime Store Card)It can only be used at Amazon properties, and its 5% needs an eligible Prime membership (catalog note). | 5x × 1¢ | 5.00% | $0 | Yes |
| The Blue Business® Plus Credit Card from American Express (business card)Its 2x applies to the first $50,000 of spend per year, then drops to 1x (catalog note). | 2x × 2¢ | 4.00% | $0 | Yes |
How is this ranking computed?
Effective return = category earn rate × point value. Example: 4x × 2.0¢ = 8.00% back (estimate).
Ranked across 91 cards open to new applicants in DanHana's catalog (debit cards and cards closed to new applicants excluded).
Every % here is an estimate: point values are catalog assumptions, and actual value depends on how you redeem.
A payment place's category comes from DanHana's merchant map; if a specific location codes differently, the card falls back to its everything rate.
This page ranks the full catalog. Inside DanHana, the same math re-ranks by the cards in your own wallet -- so your personal best at Amazon may differ.
Some bonus rates have annual caps -- the panel flags the ones that matter for the winners above.
Questions about paying at Amazon
What is the best card for Amazon?
Amazon Prime Visa and Amazon Store Card (Prime Store Card) tie at 5.00% -- the same math. For most people, Amazon Prime Visa is the pick because it works everywhere, not just at Amazon. On $100, that is about $5.00 back (estimate).
Do I need a Prime membership for the 5%?
The 5% rate assumes Prime membership -- DanHana's catalog note for the Prime Visa says it is "best with Prime membership", and the Store Card's 5% needs an eligible Prime membership too. Without Prime, the best personal fallback is Bilt Palladium Card (3.60%).
I already have the Amazon Store Card (Prime Store Card). Should I switch?
Amazon Store Card (Prime Store Card) ties at 5.00% -- there is no earn-math reason to switch. Switch only for some other perk, not for the rate.
Are these returns guaranteed?
No -- every figure here is an estimate. Point values are catalog assumptions (e.g. Membership Rewards 2.0¢, Ultimate Rewards 1.5¢, cash back 1.0¢), and your actual value depends on how you redeem. Bonus rates can have annual caps, and issuers change terms -- check the card's official terms before applying.
Sources
Page updated: October 28, 2026