The Blue Business® Plus Credit Card from American Express vs Chase Ink Business Cash
The Blue Business® Plus Credit Card from American Express wins all 5 spending profiles. On earn math alone, this comparison leans one way.
Fees and perks at a glance
Annual fees: The Blue Business® Plus Credit Card from American Express $0 · Chase Ink Business Cash $0. Both cards carry the same annual fee.
The Blue Business® Plus Credit Card from American Express Signup bonus: As high as 50,000 MR points after $5,000 spend in 3 months (offers vary by applicant)
Chase Ink Business Cash Signup bonus: $750 cash back after $6,000 spend in 3 months
Earn comparison by category
| Category | The Blue Business® Plus Credit Card from American Express business card | Chase Ink Business Cash business card |
|---|---|---|
| Dining | 4.00%2x × 2¢ | 3.00%2x × 1.5¢ |
| Groceries | 4.00%2x × 2¢ | 1.50%1x × 1.5¢ |
| Gas / EV charging | 4.00%2x × 2¢ | 3.00%2x × 1.5¢ |
| Travel | 4.00%2x × 2¢ | 1.50%1x × 1.5¢ |
| Everything else | 4.00%2x × 2¢ | 1.50%1x × 1.5¢ |
| Office supply | 4.00%2x × 2¢ | 7.50%5x × 1.5¢ |
| Telecom & internet | 4.00%2x × 2¢ | 7.50%5x × 1.5¢ |
Verdict by spending profile
| Category | The Blue Business® Plus Credit Card from American Express | Chase Ink Business Cash |
|---|---|---|
| Dining-heavy | 4.00% | 3.00% |
| Grocery-heavy | 4.00% | 1.50% |
| Gas-heavy | 4.00% | 3.00% |
| Travel-heavy | 4.00% | 1.50% |
| Everyday spending | 4.00% | 1.50% |
How is this comparison computed?
Effective return = category earn rate × point value. Example: 4x × 2.0¢ = 8.00% back (estimate).
This page compares the two cards' catalog earn rates only. Signup bonus amounts change over time, so they are not in the table.
Every % here is an estimate: point values are catalog assumptions, and actual value depends on how you redeem.
This page compares two cards only. Inside DanHana, the same math re-ranks by the cards in your own wallet -- so your personal best may differ.
Frequently asked questions
The Blue Business® Plus Credit Card from American Express vs Chase Ink Business Cash: which one is better?
The Blue Business® Plus Credit Card from American Express wins all 5 spending profiles. On earn math alone, this comparison leans one way.
How do the annual fees compare?
Annual fees: The Blue Business® Plus Credit Card from American Express $0 · Chase Ink Business Cash $0. Both cards carry the same annual fee.
Where is the biggest gap?
Office supply is where Chase Ink Business Cash leads by the most: 4.00% vs 7.50% (2x × 2¢ vs 5x × 1.5¢).
Are these returns guaranteed?
No -- every figure here is an estimate. Point values are catalog assumptions (e.g. Membership Rewards 2.0¢, Ultimate Rewards 1.5¢, cash back 1.0¢), and your actual value depends on how you redeem. Bonus rates can have annual caps, and issuers change terms -- check the card's official terms before applying.
Sources
Page updated: October 28, 2026