Capital One Venture Rewards Credit Card vs Capital One VentureOne Rewards Credit Card
Capital One Venture Rewards Credit Card wins all 5 spending profiles. On earn math alone, this comparison leans one way.
Fees and perks at a glance
Annual fees: Capital One Venture Rewards Credit Card $95/yr · Capital One VentureOne Rewards Credit Card $0. The $95 gap has to be earned back in credits or perks.
Capital One Venture Rewards Credit Card Credits: $300 Capital One Travel stays credit (first cardholder year)
Capital One Venture Rewards Credit Card Signup bonus: 75,000 miles after $4,000 spend in 3 months + one-time $300 Capital One Travel stays credit (hotels/vacation rentals) in the first cardholder year
Capital One VentureOne Rewards Credit Card Signup bonus: 20,000 miles after $500 spend in 3 months
Earn comparison by category
| Category | Capital One Venture Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Dining | 2.80%2x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| Groceries | 2.80%2x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| Gas / EV charging | 2.80%2x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| Travel | 2.80%2x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| Everything else | 2.80%2x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| entertainment | 7.00%5x × 1.4¢ | 1.75%1.25x × 1.4¢ |
| Hotels via travel portals | 7.00%5x × 1.4¢ | 7.00%5x × 1.4¢ |
Verdict by spending profile
| Category | Capital One Venture Rewards Credit Card | Capital One VentureOne Rewards Credit Card |
|---|---|---|
| Dining-heavy | 2.80% | 1.75% |
| Grocery-heavy | 2.80% | 1.75% |
| Gas-heavy | 2.80% | 1.75% |
| Travel-heavy | 2.80% | 1.75% |
| Everyday spending | 2.80% | 1.75% |
How is this comparison computed?
Effective return = category earn rate × point value. Example: 4x × 2.0¢ = 8.00% back (estimate).
This page compares the two cards' catalog earn rates only. Signup bonus amounts change over time, so they are not in the table.
Every % here is an estimate: point values are catalog assumptions, and actual value depends on how you redeem.
This page compares two cards only. Inside DanHana, the same math re-ranks by the cards in your own wallet -- so your personal best may differ.
Frequently asked questions
Capital One Venture Rewards Credit Card vs Capital One VentureOne Rewards Credit Card: which one is better?
Capital One Venture Rewards Credit Card wins all 5 spending profiles. On earn math alone, this comparison leans one way.
How do the annual fees compare?
Annual fees: Capital One Venture Rewards Credit Card $95/yr · Capital One VentureOne Rewards Credit Card $0. The $95 gap has to be earned back in credits or perks. Catalog credits: Capital One Venture Rewards Credit Card has 1, Capital One VentureOne Rewards Credit Card has 0.
Where is the biggest gap?
entertainment is where Capital One Venture Rewards Credit Card leads by the most: 7.00% vs 1.75% (5x × 1.4¢ vs 1.25x × 1.4¢).
Are these returns guaranteed?
No -- every figure here is an estimate. Point values are catalog assumptions (e.g. Membership Rewards 2.0¢, Ultimate Rewards 1.5¢, cash back 1.0¢), and your actual value depends on how you redeem. Bonus rates can have annual caps, and issuers change terms -- check the card's official terms before applying.