Instacart credit guide
3 cards offer the Instacart credit. Amounts, reset cycles, and how to use them, from DanHana's catalog.
The amounts and cycles below come from DanHana's catalog, and this page changes when the catalog changes. The yearly maximum assumes the credit is fully used every period, so it is an estimate.
Key Takeaways
Cards offering this credit: 3
Largest yearly maximum: United Quest℠ Card — $180 every year · Up to $180 a year (estimate)
Compare by card
| Card | Amount | Reset cycle | Yearly max (estimate) |
|---|---|---|---|
| United Quest℠ Card | Instacart credit $180/yr ($10+$5/month, through 2027-12-31) — $180 every year | Resets monthly · through 2027-12-31 | Up to $180 a year (estimate) |
| IHG One Rewards Premier | Instacart credit $10 — $10 every month | Resets monthly · through 2027-12-31 | Up to $120 a year (estimate) |
| United℠ Explorer℠ Card | Instacart credit $120/yr ($10/month, through 2027-12-31) — $120 every year | Resets monthly · through 2027-12-31 | Up to $120 a year (estimate) |
How to use it, by card
United Quest℠ Card
$10+$5 monthly credits on Instacart orders (up to $180/yr). Benefit ends 2027-12-31.
Annual fee $350
IHG One Rewards Premier
$10 monthly credit on Instacart orders. Also check that the free 3-month Instacart+ is registered.
Annual fee $150
United℠ Explorer℠ Card
$10 monthly credit on Instacart orders (up to $120/yr). Benefit ends 2027-12-31.
Annual fee $150
Frequently asked questions
How many cards offer this credit?
3 cards.
What is the largest yearly maximum?
Largest yearly maximum: United Quest℠ Card — $180 every year · Up to $180 a year (estimate)
When does it reset?
It differs by card. Check each card's reset cycle in the table above.
Can I get an alert before it expires?
See DanHana's alert guide for how expiry alerts work. SMS alerts are not offered.
Sources
- DanHana catalog (card info, credit amounts, reset cycles)
Page updated: November 3, 2026
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