DanHana guide bot
Ask about card rewards by category or place, or compare two cards. (e.g. Which card is best for dining?)
No foreign transaction fee cards
No-FTF rankings for 23 spend categories. Only cards whose earn rate survives spending abroad, with annual fees shown. There are no per-merchant pages -- the ranking is set by category alone, so a merchant page would duplicate its category page.
Everyday
- Dining — American Express® Business Gold Card 8%
- Groceries — American Express® Gold Card 8%
- Gas (personal) — American Express® Business Gold Card 8%
- Drugstores — Chase Freedom Flex® 4.5%
Travel
- Hotels · Rental cars — Citi Strata Elite℠ Card 18%
- Flights — Chase Sapphire Reserve 12%
- General travel — American Express® Business Gold Card 8%
Stays
- Hyatt stays — World of Hyatt 15.3%
- Marriott stays — Marriott Bonvoy Brilliant® American Express® Card 16.8%
- IHG stays — IHG One Rewards Premier 12%
Shopping
- Amazon · Whole Foods — Amazon Prime Visa 5%
- Costco warehouse — Robinhood Gold Card 3%
- Bloomingdale's — Bilt Palladium Card 3.6%
- REI · Outdoors — REI Co-op Mastercard 5%
- Lowe's supplies — Bilt Palladium Card 3.6%
Bills & business
- Office — American Express® Business Gold Card 8%
- Shipping · Ads — American Express® Business Gold Card 8%
- Gas · EV (business) — American Express® Business Gold Card 8%
- Telecom & internet — Chase Ink Business Preferred 4.5%
- Rent — Robinhood Gold Card 3%
- Mortgage — Robinhood Gold Card 3%
More
- Everything else — Bilt Palladium Card 3.6%
- This quarter's 5% — Chase Freedom Flex® 7.5%
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Page updated: November 3, 2026