American Express® Business Gold Card Business spending credit ($20/month)

A guide to the Business spending credit ($20/month) credit on the American Express® Business Gold Card: amount, reset cycle, and how to use it, from DanHana's catalog.

The amounts and cycles below come from DanHana's catalog, and this page changes when the catalog changes. The yearly maximum assumes the credit is fully used every period, so it is an estimate.

Key Takeaways

Business spending credit ($20/month): $20 every month, Resets monthly

Up to $240 a year if fully used (estimate). Annual fee $375.

Credit facts

American Express® Business Gold Card

Business spending credit ($20/month)

$20 every month

Resets monthly

Up to $240 a year (estimate)

Annual fee $375

How to use it

Up to $20/month in statement credits at FedEx, Grubhub and select office supply stores. Enrollment required.

Frequently asked questions

How much is this credit?

$20 every month.

When does it reset?

Resets monthly.

What is the maximum yearly value?

Up to $240 a year if fully used (estimate).

Can I get an alert before it expires?

See DanHana's alert guide for how expiry alerts work. SMS alerts are not offered.

Sources

  • DanHana catalog (card info, credit amounts, reset cycles)

Page updated: October 29, 2026